Terms of Service
Last Updated: December 10, 2025
Effective: December 10, 2025
Important Notice
Fanz Unlimited Network LLC, a Delaware limited liability company ("Company", "we", "us", or "our"), owns and operates www.fanz.com and all affiliated websites and mobile versions ("FANZ"), a social media website and application service that allows creators to upload photos and videos to their profile (each, a "Creator"), set prices for access to that content, and pay to access that content (each purchaser, a "Fan"). The terms "you", "your", or "User" refer to all end users, whether Creators or Fans.
ARBITRATION NOTICE: You acknowledge and understand that, by agreeing to these Terms, you are agreeing to resolve most disputes through individual arbitration instead of court trials and class actions. These Terms contain a jury trial waiver and a waiver of any and all rights to proceed in class, collective, private attorney general, representative, or consolidated action in arbitration or litigation to the fullest extent permitted by applicable law.
1. General Provisions
1.1 No Minors
FANZ contains adult oriented content and is not intended for minors. In order to access FANZ, you must be: (i) at least eighteen (18) years old; and (ii) have reached the age of majority where you reside. In certain states (AL, MS, NE, WY), you must be at least twenty-one (21) years old. If you do not meet these age requirements, you must not access FANZ and must leave now.
1.2 Parental Control Notice
In accordance with 47 U.S.C. § 230(d), you are notified that parental control protections are commercially available and may help in limiting access to material that is harmful to minors. You may find information about providers by searching "parental control protection" or similar terms.
1.3 No Child Sexual Abuse Material
Fanz Unlimited Network LLC strictly prohibits child sexual abuse material ("CSAM"). We only allow visual media of consenting adults for consenting adults on FANZ. If you see any visual media depicting minors engaged in sexual activity within FANZ, please immediately report this to us at compliance@fanz.com. We will promptly investigate all reports and fully cooperate with law enforcement.
1.4 No Prostitution or Sex Trafficking
The solicitation, promotion, and facilitation of prostitution and sex trafficking are strictly prohibited. If you engage in such activity, whether on FANZ or by posting links to external websites that promote or facilitate prostitution or sex trafficking, we may delete your account without refunding or paying out any funds.
1.5 User Content
We do not own the media uploaded by Users on FANZ ("User Content"), and the views expressed by Users do not represent the views of FANZ. All User Content transactions and interactions are between Users. FANZ makes no representations or warranties regarding User Content. You may access User Content for personal use solely as intended through FANZ's functionality and as permitted under these Terms.
2. Rights Reserved by the Company
We reserve the right at any time and without notice to:
- Modify, suspend, or terminate FANZ or any portion thereof
- Restrict, limit, suspend, or terminate your access to FANZ
- Verify the information which you provide to us
- Verify compliance with these Terms or any applicable law
- Temporarily suspend or permanently terminate your account for failure to comply
- Delete any content you post that does not comply with these Terms
- Monitor your use of FANZ including any content or message you post
- Investigate any suspected or alleged misuse or unlawful use of FANZ
- Disclose information about your use in connection with law enforcement investigation
- Change the payment or payout processor that enables payments
3. Accounts
3.1 Fan Accounts
To register as a Fan, you must provide a valid email address, username, and password, or authenticate using a valid social media account. To purchase content, you will need a valid payment method. FANZ does not store payment information directly.
3.2 Creator Accounts
To register as a Creator, you must complete our Creator registration process and be approved by the Company in our sole discretion. To sell User Content, you must add a verified bank account or approved payment method and submit additional legal information including tax documentation. We may collect biometric information from User Content or verification documents you provide.
3.3 User Certifications
By registering on FANZ, you represent and warrant that:
- All registration and profile information you provide is complete, truthful, and accurate
- You are fully responsible for all activities that occur on your account
- You will keep your login details confidential and secure
- You will immediately notify us if your account is compromised
- Any previous FANZ account was not suspended or terminated for violations
- You will not use unauthorized third-party payment processors
- You register for your own personal use and will not transfer your account
- If representing a business, you are authorized to bind the entity to these Terms
4. Your Content
You retain ownership rights in your User Content. However, you grant us a worldwide, perpetual, nonexclusive, royalty-free, sublicensable, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content for our business operations, including operating FANZ and fulfilling our obligations under these Terms.
4.1 Content Warranties
You warrant that:
- You maintain written releases from any person depicted in your User Content
- Your User Content does not violate any rights of third parties
- You will not misrepresent or fraudulently market your Content
- You will provide copies of releases, licenses, or ownership documents upon request
4.2 Co-Authored Content
If sharing content depicting other creators, you must tag each depicted creator, obtain government-issued ID confirming they are 18+, maintain written consent documentation, and provide this documentation upon request.
5. Monetization and Payments
5.1 Platform Fees
FANZ charges a 15% platform fee on all creator earnings. Creators retain 85% of their earnings. This fee covers payment processing, platform hosting, security, support, and development costs.
5.2 Payouts
Creator payouts are processed weekly with a $25 minimum threshold. Payments are sent to verified bank accounts, PayPal, or approved cryptocurrency wallets. Processing typically takes 1-3 business days after payout initiation.
5.3 Refunds and Chargebacks
All subscriptions and purchases are final to protect creator earnings. Refunds may be granted in cases of unauthorized charges, technical errors, or creator violations. We protect creators from fraudulent chargebacks when content was delivered as promised.
6. Prohibited Conduct
Users may not:
- Upload content depicting minors in any context
- Share non-consensual intimate content
- Engage in harassment, bullying, or hate speech
- Distribute copyrighted material without permission
- Attempt to circumvent platform security measures
- Use automated systems to access or scrape content
- Engage in money laundering or financial fraud
- Promote illegal activities or services
- Impersonate other individuals or entities
- Share login credentials with third parties
7. Privacy and Data Protection
Your privacy is important to us. Our data practices are governed by our Privacy Policy, which is incorporated into these Terms by reference. We implement enterprise-grade security measures including military-grade encryption, zero-knowledge architecture, and SOC 2 Type II compliance.
8. Disclaimers and Limitations
8.1 Service Disclaimer
FANZ is provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
8.2 Limitation of Liability
To the fullest extent permitted by law, Fanz Unlimited Network LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising from your use of FANZ.
9. Dispute Resolution
9.1 Mandatory Arbitration
Any dispute arising from these Terms or your use of FANZ will be resolved through binding arbitration rather than in court, except for certain types of disputes expressly excluded. Arbitration will be conducted under the American Arbitration Association rules.
9.2 Class Action Waiver
You waive any right to participate in class action lawsuits or class-wide arbitrations against Fanz Unlimited Network LLC. All disputes must be resolved on an individual basis.
10. Governing Law and Termination
10.1 Governing Law
These Terms are governed by Delaware state law and applicable federal law, without regard to conflict of law principles.
10.2 Termination
We may terminate or suspend your account immediately for violations of these Terms. You may terminate your account at any time by following the account deletion process. Termination does not affect rights and obligations that accrued before termination.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes become effective on the "last updated" date at the top of this page. Continued use of FANZ after changes constitutes acceptance of the revised Terms. If you do not agree to revised Terms, you must stop using FANZ.
12. Contact Information
Fanz Unlimited Network LLC
Legal Department
Email: legal@fanz.com
Support: support@fanz.com
Compliance: compliance@fanz.com
Acceptance of Terms
By creating an account or using FANZ, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you may not use our services.